# CredCompare

> CredCompare is the orchestration layer for point-of-sale (POS) patient and consumer financing. It routes every application to the right lender — recovering approvals that a single lender misses, at a lower blended fee.

CredCompare sits between a merchant's sales/CRM systems and a network of third-party lenders. The same applicant can receive different decisions from different lenders; CredCompare's waterfall routing sends each application to the lender most likely to approve it on the best terms, so enterprises capture more approved sales without adding manual work. Same applicant. Same credit. Different lender decisions.

## What CredCompare does
- **Multi-lender orchestration (waterfall routing):** automatically route applicants across primary, secondary, and tertiary lender tiers based on rules you configure.
- **Single integration:** one platform/API connects a merchant to many lenders at once.
- **Unified dashboard & analytics:** monitor applications, approvals, declines, and funding across all lenders in one place ("Financing Mission Control").
- **Configurable tiers & rules:** define which lenders sit in each tier and when to apply them — no code required.
- **Enterprise security & compliance:** SOC 2 certified, HIPAA compliant, data protection at every layer.

## Value
- ~10% higher approval rates by routing each applicant to the best-fit lender
- Lower blended fees through multi-lender competition
- Real-time analytics and reporting across the whole lender network
- Incremental revenue from recovering otherwise-lost sales

## Lender network (examples)
Affirm, Alphaeon, American First Finance, Cherry, ClarityPay, Covered Care, Fortiva, HFA, HFD, Lending Club, PatientFi, Snap Finance, Sunbit, Synchrony / CareCredit, Wells Fargo.

## Who it's for
- Enterprise healthcare and elective care: medspa, dental, dermatology, plastic/elective surgery, vision
- Multi-location retail and home improvement
- Any enterprise offering POS financing through multiple lenders

## Key pages
- [Home](https://www.credcompare.com/): platform overview and how orchestration works
- [Insights](https://www.credcompare.com/insights): financing analytics and lender performance ("Financing Mission Control")
- [Security](https://www.credcompare.com/security): SOC 2, HIPAA, and data protection details
- [Careers](https://www.credcompare.com/careers): open roles and how to apply
- [Blog](https://www.credcompare.com/blog): articles on multi-lender orchestration and enterprise lending
- [Contact](https://www.credcompare.com/contact): book a demo with a financing expert
- [Privacy Policy](https://www.credcompare.com/privacy-notice-doc)
- [Terms of Service](https://www.credcompare.com/terms-of-service-doc)

## Contact
- Website: https://www.credcompare.com
- Email: contact@credcompare.com
- LinkedIn: https://www.linkedin.com/company/credcompare
- Facebook: https://www.facebook.com/CredCompare/